Novopay is a newage FinTech with a transformational goal of delivering banking and payments to a billion Indians. Today millions of consumers walk into one of 100,000 Novopay Kirana stores or telecom stores to perform banking or payments transactions. Our Retail network provides remittance, Bank withdrawal/Deposits, electricity/water/telephone bill payments and insurance products. We conduct thousands of crores of payments and banking transactions every month on our 100,000 strong retail network spread over 23 states. Novopay also provides Banking solutions to Banks, NBFC and MFIs to deliver loans, deposit accounts and payment products. We today power over Rs 8,000cr in loans that are powered by the Novopay Asset platform.
A two member team of Android developers has built our Retailer App which is used by over 100,000 retailers doing millions of transactions amounting to thousands of crores of transaction value. The Leadr Android App used by our sales force manages sales, location data, targets and performance in a realtime environment running over 23 states.
We intend to transform banking through a completely digital experience and deliver banking and payments to every indian – poor/rich, urban/rural, literate/illiterate. This is your call to action, to join the revolution that will disrupt and democratize banking, as we know it.
Our Tech Stack
- Back End: We write lots of microservices, primarily with Java 8 and Node.js. Our APIs are RESTful and use the Spring framework. We take advantage of Kafka, Redis, Elasticsearch for processing large volumes of data. Our applications process over a million transactions per day in production!
- Mobile App: Our mobile applications for Android are built using both Java and Kotlin and have 100,000+ users.
- Core Data, Infrastructure, & Reliability: Our core platform is cloud native, Docker ready and designed for autoscaling. Our DevOps stack ensures high availability, fault tolerance and autoscaling using Nginx, HAProxy, AWS Auto Scale Group & Docker. We use MySQL for transactional data, MongoDB & Elasticsearch for unstructured data & events, Redis for distributed cache, Kafka for message queues.